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Rental Application Fee Laws and Limits by State

A rental application fee covers the landlord's cost of screening you. There is no federal cap, but state laws vary widely: Massachusetts and Vermont ban the fee, New York caps it at $20, Virginia at $50 plus third-party costs, Delaware at the greater of $50 or 10% of rent, and California, Colorado, Oregon and Washington limit it to actual cost.

By Brian Mercer. Updated November 2, 2026.

On this page
  1. Application fee checker
  2. Rental application fee laws by state
  3. Example: a $1,500 apartment with a $35 screening report
  4. States with a dollar cap on application fees
  5. States that ban application fees
  6. States that limit the fee to actual cost
  7. States with refund rules
  8. How to charge an application fee the right way
  9. Frequently asked questions

Application fee checker

   

Pick a state and enter the fee to see the limit that applies. Nothing you type leaves your browser.

A rental application fee pays for checking an applicant: a credit report, a background and eviction search, and the landlord's time calling references. Federal law does not cap it, but several states do, and a few ban it outright. The checker above applies the rule for 13 states with statewide limits; the table below quotes each one, linked to the official text.

Rental application fee laws by state

StateRuleSource
MassachusettsA landlord or its agent may not require any payment beyond first and last month's rent, a one-month deposit and a lock and key, so no application fee.M.G.L. c. 186, § 15B(1)(b)
VermontNo application fee for a residential rental.9 V.S.A. § 4456a(a)
New YorkCovers the credit and background check; give the applicant a copy and the invoice. No fee if they bring a check from the past 30 days.NY Attorney General guide (Real Property Law § 238-a)
New JerseyNo more than $50 from May 1, 2026, adjusted each year from 2027 when consumer prices rise; not for a unit in a one- or two-family dwelling, or a licensed real estate agent who is not the landlord.N.J.S.A. 46:8-18.1
WisconsinActual cost of a nationwide credit report, up to $25, plus up to $25 for a background check if the applicant lives out of state; no credit report fee if the applicant gives you one less than 30 days old.Wis. Stat. § 704.085
Virginia$50 plus actual third-party screening costs ($32 plus those costs for HUD-regulated units).Va. Code § 55.1-1203
DelawareGreater of $50 or 10% of the monthly rent; receipt required; double damages for overcharging.25 Del. C. § 5514(d)
CaliforniaActual out-of-pocket costs, never above $30 per applicant adjusted by the CPI since 1998; itemized receipt.Cal. Civ. Code § 1950.6
ColoradoActual or average processing cost only; same fee for every applicant; none with a portable screening report; unused amount refunded, with a good-faith effort within 20 days.C.R.S. 38-12-903
WashingtonCost of the screening report, after the written screening notice; own screening at actual cost, no more than local screening services charge.RCW 59.18.257
OregonAverage actual cost or the customary screening company amount; one charge per 60 days; receipt.ORS 90.295
MarylandFees over $25 must be refunded within 15 days except what was actually spent; landlords with 4 or fewer units at one location are exempt.Md. Code, Real Prop. § 8-213
MinnesotaNo fee if no unit is available; receipt on request; refund if rejected for an undisclosed reason or the unit goes to an earlier applicant.Minn. Stat. § 504B.173

From each state's official statute site, read November 2, 2026; New York from the Attorney General's Residential Tenants' Rights Guide, which summarizes Real Property Law § 238-a. States not listed may have no statewide rule, and cities can add their own. Not legal advice.

How the 13 states covered here regulate rental application feesBannedMassachusetts and Vermont: no application fee at all.Fixed dollar capNew York $20; Wisconsin $25 for a credit report ($25 more for out-of-state background checks);Virginia $50 plus third-party costs.Formula capDelaware: the greater of $50 or 10% of the monthly rent.Actual cost onlyCalifornia (with a CPI-adjusted $30 ceiling), Colorado, Oregon, Washington.Refund rulesMaryland (fees over $25, larger landlords) and Minnesota (rejected or unit taken).How the 13 states covered here regulate rental application feesBannedMassachusetts and Vermont: no applicationfee at all.Fixed dollar capNew York $20; Wisconsin $25 for a creditreport ($25 more for out-of-state backgroundFormula capDelaware: the greater of $50 or 10% of themonthly rent.Actual cost onlyCalifornia (with a CPI-adjusted $30ceiling), Colorado, Oregon, Washington.Refund rulesMaryland (fees over $25, larger landlords)and Minnesota (rejected or unit taken).
Grouped from each state's statute (New York from the Attorney General's guide), read November 2, 2026.

Example: a $1,500 apartment with a $35 screening report

StateMost an applicant can be charged
Massachusetts$0
Vermont$0
New York$20
Wisconsin$25 ($50 for an out-of-state applicant)
New Jersey$50 (not for a one- or two-family home)
Virginia$85
Delaware$150
California$35 (actual cost) and no more than the CPI-adjusted $30 ceiling
Colorado$35 (actual cost)
Washington$35 (actual cost)
Oregon$35 (actual cost)
MarylandNo cap; fees over $25 refunded except the $35 spent (landlords with more than 4 units at one location)
MinnesotaNo dollar cap; refund rules apply

Computed with the same rules as the checker: monthly rent $1,500 and an actual screening cost of $35. Where the law limits the fee to actual cost, the most is that $35.

States with a dollar cap on application fees

New York: "Before signing a lease, the most a landlord can charge for a credit and background check is $20." The landlord must give the applicant a copy of the check and the company's invoice, and cannot charge an applicant who provides a check from the past 30 days (NY Attorney General).

Virginia: "An application fee shall not exceed $50, exclusive of any actual out-of-pocket expenses paid by the landlord to a third party performing background, credit, or other pre-occupancy checks" (Va. Code 55.1-1203). With a $35 screening report, the most is $85. Virginia also allows a refundable application deposit on top, which must be returned, less actual expenses, within 20 days if the applicant does not rent (55.1-1203(A)).

Delaware: the fee may not exceed "the greater of either 10 percent of the monthly rent for the rental unit or $50" (25 Del. C. § 5514). At $1,500 rent that is $150; below $500 rent, the $50 floor applies.

Wisconsin: a landlord may charge the actual cost of a nationwide credit report "up to $25," must tell the applicant first and give them a copy, and cannot charge someone who brings a report under 30 days old. For an applicant who lives out of state, a landlord may also charge the actual cost of a background check, up to $25 (Wis. Stat. 704.085).

New Jersey: from May 1, 2026, a landlord "shall not require an application or other similar fee to apply to lease or sublease a residential rental property for dwelling purposes, which exceeds $50" (N.J.S.A. 46:8-18.1; effective date from P.L.2025, c.405). The cap does not apply to a unit in a one- or two-family dwelling, or to a licensed real estate agent who is not the landlord, and from 2027 it is adjusted each year when consumer prices rise (46:8-18.1(d)). See the New Jersey lease agreement template.

States that ban application fees

Vermont says plainly that a landlord "shall not charge an application fee to any individual in order to apply to enter into a rental agreement for a residential dwelling unit" (9 V.S.A. § 4456a). Massachusetts gets to the same place another way: at or before the start of a tenancy a landlord or its agent may not require any payment beyond first month's rent, last month's rent, a deposit equal to one month and the cost of a new lock and key (M.G.L. c. 186, § 15B). An application fee is not on that list.

States that limit the fee to actual cost

  • California: no more than actual out-of-pocket costs and never more than $30 per applicant, which "may be adjusted annually" with the Consumer Price Index from January 1, 1998. Landlords must either consider applications in order and refund fees for applications not considered, or refund every applicant not selected within 7 days of choosing a tenant or 30 days of the application (Cal. Civ. Code § 1950.6). The statute does not publish the current adjusted figure.
  • Colorado: the fee must be used entirely for processing costs, must be the same for every applicant, cannot be charged to someone who provides a portable screening report from the past 30 days, and any unused part should be refunded, with a good-faith effort to do so within 20 calendar days (C.R.S. 38-12-903; 38-12-904).
  • Oregon: a screening charge only to cover screening, with a receipt, no more than one charge per applicant in 60 days, and no more than average actual cost or the customary screening company price (ORS 90.295).
  • Washington: a landlord may pass on the cost of a screening report only after giving written notice of what will be checked and the denial criteria (RCW 59.18.257).

States with refund rules

In Maryland, a landlord with more than four units at one location who takes fees over $25, other than the deposit, must return them within 15 days except the part actually spent on a credit check or other application costs, or owe twice the fees (Real Prop. § 8-213). Minnesota bars a fee when no unit is available and requires a refund if the applicant is rejected for a reason not disclosed in advance or an earlier applicant takes the unit (Minn. Stat. § 504B.173).

How to charge an application fee the right way

  1. Check your state above, and your city, before setting the fee.
  2. Write down your screening criteria and give them to applicants with the application.
  3. Charge only what the check costs where the law requires it, and the same amount to everyone.
  4. Give a receipt, and a copy of the report where your state requires it.
  5. If the report leads you to deny or add conditions, send an adverse action notice; see the tenant background check page for the federal steps.
  6. Refund on time where your state requires refunds.

Most landlord apps collect the fee from the applicant for you; compare what each charges on the tenant screening services page. For example, TurboTenant applicants pay $45 or $55 (TurboTenant review) and RentSpree charges $39.99 or $49.99, or $20 in New York (RentSpree review). The application form itself is free on our rental application template.

Frequently asked questions

Why do apartments charge an application fee?

To cover the cost of checking the applicant: a credit report, background and eviction searches, and time spent on references. Several states limit the fee to those actual costs.

How much should you spend on application fees?

It depends on the state. New York caps credit and background check fees at $20, Wisconsin's credit check at $25 ($25 more for an out-of-state applicant's background check), Virginia at $50 plus third-party costs, and Delaware at the greater of $50 or 10% of the monthly rent. Massachusetts and Vermont do not allow them.

Is a rental application fee refundable?

Usually not, unless state law says so. Maryland requires refunds of fees over $25 not actually spent (for larger landlords), Minnesota requires refunds in some cases, Colorado requires refunding any unused amount, Oregon's statute gives applicants a refund right in some cases (ORS 90.295(5)), and California requires refunds for applications not considered.

Can a landlord charge an application fee in Massachusetts?

No. At or before the start of a tenancy a Massachusetts landlord may require only first and last month's rent, a deposit equal to one month's rent and the cost of a new lock and key.

Can I give a landlord my own screening report instead of paying?

In some states. New York and Wisconsin bar the fee if you provide a recent report (30 days), and Colorado bars it if you provide a portable tenant screening report.